Stacy Barnes
Hi, I’m Stacy Barnes! I’m a mom who’s taken my love for writing and researching into the world of car insurance. I know, it’s not the most glamorous topic, but I enjoy breaking it down and making it easier for everyday people to understand. From tips to save money to decoding the fine print, I love helping others navigate the sometimes confusing world of insurance. When I’m not writing or digging into policy details, I’m spending time with my kids, probably answering their 100th question of the day!
Latest Articles By Stacy Barnes
How to Improve Your Driving Record and Reduce Insurance Costs
Discover practical strategies high-risk drivers can use to improve their driving record and reduce insurance premiums. Learn how defensive driving, time, and smart choices make a big difference.
By Stacy Barnes • November 23, 2025 • 3 min read
Car Flooded by a Fire Hydrant? How Weird Water Damage Is Covered
Ever wondered if car insurance covers bizarre water damage like a fire hydrant flood? Discover how uncommon property incidents are handled and what protection your policy offers.
By Stacy Barnes • April 16, 2025 • 6 min read
What Local Agencies Want High-Risk Drivers to Know About Coverage
Learn what local insurance agencies want high-risk drivers to know about securing the right auto coverage and how to navigate challenges effectively.
By Stacy Barnes • April 12, 2025 • 6 min read
Steps to Take After Being Labeled a High-Risk Driver
Discover the essential steps to take after being labeled a high-risk driver. Learn how to navigate insurance changes, improve your driving record, and lower your premiums.
By Stacy Barnes • March 21, 2025 • 5 min read
What Makes a Driver High-Risk? Factors That Affect Your Premium
Discover what makes a driver high-risk and how it impacts your insurance premiums. Learn the key risk factors and tips to improve your rates.
By Stacy Barnes • March 5, 2025 • 5 min read