Stacy Barnes
Hi, I’m Stacy Barnes! I’m a mom who’s taken my love for writing and researching into the world of car insurance. I know, it’s not the most glamorous topic, but I enjoy breaking it down and making it easier for everyday people to understand. From tips to save money to decoding the fine print, I love helping others navigate the sometimes confusing world of insurance. When I’m not writing or digging into policy details, I’m spending time with my kids, probably answering their 100th question of the day!
Latest Articles By Stacy Barnes
What Makes a Driver High-Risk? Factors That Affect Your Premium
Discover what makes a driver high-risk and how it impacts your insurance premiums. Learn the key risk factors and tips to improve your rates.
By Stacy Barnes • March 5, 2025 • 5 min read
Why Luxury Car Owners Need Specialized Insurance Plans
Luxury car owners need specialized insurance to protect their valuable investment. Learn why standard policies fall short and how tailored plans offer superior coverage.
By Stacy Barnes • March 2, 2025 • 3 min read
Getting Back on Track: How High-Risk Drivers Can Lower Insurance Costs
Discover effective strategies to lower auto insurance costs as a high-risk driver. Learn how safe driving habits, defensive courses, and smart policy choices can help reduce premiums.
By Stacy Barnes • February 24, 2025 • 4 min read
Ghost Cars and Phantom Drivers: Uninsured Motorists and What You Can Do
Uninsured motorists, or "phantom drivers," pose a significant risk on the roads. Discover how uninsured drivers affect responsible motorists and learn practical steps to protect yourself with the right car insurance coverage.
By Stacy Barnes • February 18, 2025 • 3 min read
Top Car Insurance Trends to Watch in 2025
Explore the biggest car insurance trends set to reshape the industry in 2025, from AI-driven pricing to the rise of usage-based insurance.
By Stacy Barnes • February 9, 2025 • 3 min read